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Listener Questions – Episode 58

Questions Asked

• Question 1
  Hi team

  Been listening for ages and having a psychological meltdown over this.

  I have approx £20k in my S&S ISA and £20k left on my mortgage.  How can I justify the decision to pull the trigger and pay it off?  Note that I also have £30k approx in a cash ISA and £5k float easy access.  I also overpay the mortgage about £800-£1k per month but that's eased off the last few months, with the money diverted to an early year getaway.

  I'm aware there isn't a perfect result or conclusion but I'm struggling to get past how to make the decision.

  In context, I do have a big holiday coming up later in the year (£5k-9k expected spend), but I'm itching to pay this off and get regular investing.

  It might be that writing this email I'm working it out for myself but I'd be keen to hear your thoughts (not advice!) on how I can think about the situation or other angles maybe I'm not thinking about.

  Michael

• Question 2
  Hi Pete, Roger & Nick,

  Many thanks for your podcasts. Listening to you has been a part of my weekly habits for several years and I feel that you have been a “gateway” which has helped me to get a better grip on my future. Thanks a lot!

  My question is how much to put aside for care fees when compared with potential IHT liability. Specifically whether to advise my mum to gift her future surplus income instead of investing in her ISA?

  Mum is 88, and in reasonably good health. She has £330k in a S&S ISA, £50k premium bonds and owns her property worth £600k.

  Mum’s monthly spending is £500, her monthly income (from pensions) is £2k. Leaving mum with surplus income of £1.5k per month. Mum already makes gifts of £100 per month to her two grandchildren from her surplus income and uses her annual gift exemption of £3k per annum.

  I have LPA (F&A & H&W) for mum. It is important to me that I treat mum and her finances with respect and stay focussed on mums needs (rather than that of me and my immediate family). As such I have been transferring mums surplus income into her S&S ISA each quarter, so that Mum has enough money to do whatever she wants to do.

  I am wondering what is the point in continuing to put more money into mums ISA when she has more money than she needs already.

  Mum is widowed; has no desire to travel abroad; make any changes to the house; buy a new car or similar. Mums immediate financial needs are met via her pension income. Therefore aside from potential care home fees I wonder what is the point in continuing to boost Mums investments via the ISA.

  Assuming care home (nursing home) fees of £2k per week equates to £104k per annum. It seems to me that Mum has over 3 years of fees covered before she would need to sell her house.

  I am an only child and executor for mums will. Currently mum has left her estate to me in her will. Mum says she “doesn’t want her hard earned money going to the tax man”. My concern is that if Mum’s S&S ISA continues to grow then her estate will be subject to IHT when she dies, unless of course the money is eaten up with care fees. With this in mind I wonder whether to advise mum that her future surplus income should be gifted rather than invested.

  What are your thoughts?

  Many thanks for your excellent work!
  Kind regards, The Rusholme Ruffian

• Question 3
  Hello Pete and Roger (no d!)
  Great podcast! I hope all the good karma you give out comes back to you!
  Quick and short question: I am aware some physical gold holdings are subject to CGT but some, such as gold sovereigns and Royal mint bullion are exempt. So are there CGT exempt gold holdings that one can buy and keep in a GIA to sell later CGT free?
  Many thanks and keep going!
  Adam

• Question 4
  Hi Pete, Hi Rog

  My son put me onto your podcast some time ago and I've been working through the back catalogue from 2019 and am currently up to 2023. I have also bought the Retirement Guide book and plan to join the Academy later this year.  Like everyone else, I wish I'd found this years ago!  But hey ho, we are where we are.

  I'm 57 and plan to retire next year.  My wife gave up work to look after our children and so apart from state pension all our pension funds are those I've been able to accumulate through my various jobs.  I have 4 pensions – 1 DB and 3 DC.  One of the DCs is in drawdown as I had to withdraw the tax free element a couple of years ago for reasons I won't go into (but I was careful not to trigger the MPAA). 

  I now work in Financial Services and you won't believe the Compliance hoops I would have to get through to change out of the default pension funds and likewise consolidation of the DC pensions – that will have to wait until I actually retire.

  Having listened to so many episodes, I have loads of questions but the ones spinning through my head the most are:-

  1. Can I consolidate a DC in drawdown with my virgin, untouched DCs and does it matter if I wait until I retire to do so? If yes, how would that be presented to me by the provider.

  2. With investments all in one person’s name, is there anyway that imbalance can be addressed? For example, what options are there to make use of tax allowances which my wife may have to minimise tax. Is it possible to transfer some of my pension to my wife? – I suspect not. Do we need separate cash pots (in case of death of one of us)?

  3. In the Home Straight season and in the book you list a number of questions to ask DC providers. Are there any questions I should be asking my DB provider? even if they are just the practicalities.

  Thanks again for the podcasts and guidance.  Say Hello to Cornwall for me – I'm sure we'll be visiting Fowey more often when do retire.  (Don't suppose you or Roger can recommend a book on the history of Cornwall?)

  Mark

• Question 5

  Hi Pete and Roger,

  I’m in my early 50s and only now feel like I’m reaching a stage where I have some financial breathing space, but it has also triggered panic that I may be behind and need to make the most of the next 8–10 years.

  For context, I was a single mother for 24 years. During much of that time I worked part-time on a relatively low salary while contributing to the LGPS. My children have now left home and over the last eight years I returned to full-time work and progressed professionally. I’m now earning just above the higher-rate tax threshold at £62,000.

  Over the last eight years I have aggressively focused on becoming debt free and paid my mortgage off last year. I currently:

  – contribute 8.5% into LGPS (part final salary part CARE)
  – Just opened an AVC £550 per month cost to me
  – Just opened a stocks and shares investment platform where I can comfortably afford upto £250 per month
  – save £600 per month into a cash ISA for flexibility/emergency funds
  – currently hold around £20k in cash isa savings

  I would ideally like the option to retire around 60, perhaps gradually rather than stopping work completely overnight.

  My question is:

  Given my relatively late start to focused financial planning (and lack of understanding) am I broadly approaching this in the right way, and what else should someone in my position be considering over the next decade to build a secure but flexible retirement?

  I’d also be interested in your thoughts on balancing AVCs versus ISAs at this stage of life, and whether people like me should focus more on flexibility or maximum pension accumulation.

  Thank you, Ive just found your podcast and will be listening help reduce some of the fear around pensions and investments I have.

  Regards, Lotty

• Question 6

  Hi Pete and Roger

  I’m loving the podcast and it has really helped focus my mind and be more intentional about my finances, having not really saved or invested for the first 40 years of my life.

  I am a relatively low earner with a salary of £30,000, which means I can only afford to conmit around £200 a month for savings and investments, but I do save anything left over at the end of the month too. I could look for a higher paid role, but my current job gives me a lot of flexibility including mostly home working and because I have worked in local government for 20 years I get very good sickness and redundancy benefits, as well as a defined benefit pension which I have been paying into from the start of my employment. This will guarantee me my final salary on retirement, although that assumes I work until 68, which is longer than I want to ideally. [ALARM!}

  I have built up an emergency fund of 1 month salary and will try and get that to 2 months, but with my sickness and redundancy benefits I don’t feel I necessarily need the 3-6 months which is recommended by many. I also have a stocks and shares ISA which I am hoping to build up and not spend until retirement, with the plan of using it to bridge the gap before I draw on my pension.

  I am now considering making additional contributions to my pension and have two options available to me. One is to make Additional Voluntary Contributions (AVCs) via the Prudential and the other is Additional Pension Contributions (APCs) through the scheme itself. With AVCs my employer will pay in with me, but they don’t with APCs.

  With my employer paying in with me that makes me wonder if AVCs may be a better option. Alternatively, as I don’t have much money to put in I may keep my pension contributions as they are and focus on my stocks and shares ISA.

  I know you can’t tell me which route to take, but I am interested in your thoughts and perhaps there are some questions I should be putting to my pension provider to give me more clarity.

  Apologies for the length of the question.
  Many thanks, Andrew

Send Us Your Listener Question

We’re going to spin out the listener questions into a separate Q&A show which we’ll drop into the feed every 2-3 weeks or so. These will be in addition to the main feed, most likely, but they’re easier for us to produce because they require less writing! Send your questions to hello@meaningfulmoney.tv Subject line: Podcast Question

---

The post Listener Questions – Episode 58 appeared first on Meaningful Money – Making sense of Money with Pete Matthew | Financial FAQ.

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Listener Questions – Episode 57

Questions Asked

• Question 1
  Hi Pete & Roger,
  I’m hooked on your Podcasts; they are invaluable and strangely fun.

  Though I don’t recall hearing about Offshore Investments Bonds being discussed, this is a worry to me because I have one with Prudential which my financial advisor arranged for me. (My original premium invested £254,640 on 11th March 2027.)

  I would appreciate to hear your general views on Offshore Investments Bonds, a general overview with positives and negatives.

  Also, I’m thinking of letting my Pension Advisor go, and going alone at the beginning of April 2026, because I don’t like the idea of paying for Pension Advisor costs and I don’t plan to make any withdrawals until 2037 when I’m 67.

  Prudential have said that it is possible to go alone if I agree to a disclaimer, because this Bond is sold as an advised only product.

  Though I’m confident in my ability to manage this Bond because I’m a member of Meaningful Academy and I’m already retired at 56 and living off my Pru Drawdown Pension, therefore I have plenty of time to learn. (At 67 my Pension Pot will have virtually run dry.)

  My plan at 67 at my State Pension age is to take my Bond’s 5% tax deferred allowance monthly, plus make annual ‘Segment Encashments’ to refill my ‘Cash Buffer’ that covers my monthly income shortfalls, and if (& when) I need to stop taking monthly withdrawals from the Bond during smoothing shocks; suspensions or UPA’s etc.

  Also, when it’s time to encash segments, I’d like to use ‘Top Slicing Relief’ to prevent being taxed as if I’ve earned that whole amount in a single year.

  I would also appreciate your general views on this plan too, I do realise this is not advice.

  I’m hoping this question is not too specific and that others may find useful.

  All the best.
  Jon

• Question 2
  Hi Pete and Roger, Thanks for everything you do, it is truly life changing.

  I currently live abroad and am a few years off state pension age. When I get to state pension age I am thinking of returning to the UK. When/if I do return, I will have approximately £800k in a UK GIA. (I can’t have an ISA as not currently a UK tax resident). My £800k GIA will be invested in about 10 various ETF’s.

  I plan to live off the proceeds of this GIA, alongside my state pension. Let’s assume the state pension takes up my single person tax allowance, so that is effectively tax free. What I am not sure of is how my ‘income’ from the GIA is taxed.

  Let’s say I take 5% pa (close to the 4% rule of thumb) which is £40k pa. Although this will be my ‘income’ I don’t believe it would be treated as income for tax purposes. It could also be subject to CGT as it’s an investment, but it isn’t all profit/gains, so I can’t see how it would be taxed as that either.

  Please can you explain to me how the GIA would be taxed so that I can plan for returning to the UK, and understand whether it is financially viable. Also am I missing anything obvious?

  Hope that isn’t too long a question to be answered on the podcast.

  Many thanks, Neil Thompson, Long time listener

• Question 3
  Hello, I always love listening to the podcast while I’m working and find it a great way to pass time when I’m bored.

  When I listen I never really hear many young people such as myself contact the show an ask for advice so I thought I would.

  I’ve recently just turned 20, I live at home and don't pay any board as I work away 5 days a week. I take home around 2500-2700£ a month after taxes. At the moment I have 6000£ in a stocks and shares ISA (I put 500£ a month in) and 2000£ in LISA. My only debt is my car finance which costs me 250£.

  What is the best advice you can give me to help me become more financially stable in the future?

  Thanks a lot for reading and appreciate any advice you can offer.
  Thanks, Sam.

• Question 4

  Dear Pete & Rog,

  Really enjoying your podcast, (and your BOD spin-off Pete).
  I have a question about accessing a DC pension/SIPP, specifically the age one can access benefits.

  I understand this is 55, if you reach the age of 55 before Apr ’28, after which the age rises to 57. I turn 55 in late January 2028, and am planning to retire then. As the rules stand I would be able to access my workplace DC pension and my own SIPP at this time, since I turn 55 prior the 6 April 2028 (before minimum age increases to 57).

  I am (was) planning to gradually drawdown my DC pensions, taking small monthly amounts to bridge the gap between 55 and 65. At which point have 2 deferred, index linked, DB pensions, along with the state pension a couple of years after that.

  Recently I saw a finance video on You-Tube which said that this is not correct.

  https://www.youtube.com/watch?v=756h-kRxEug

  The video led me to believe the following….

  Having already turned 55, before April 28, I assumed I would be free to access any amount from my DC pension, at any point after Jan 28, upto and including late Jan 30 (when I turn 57).

  Since I turn 55 late Jan ’28 I will be able to access my DC pension from my 55th birthday, and until 6 April ’28 for about 10wks! I will also be able to access my DC pension after I turn 57, late Jan ’30. But in the period between April ’28 and Jan ’30 I would not be allowed to drawdown my DC pension nor my own SIPP, irrespective of whether I had started to access it already, or not.

  This seems ridiculous, is it true?
  Thanks so much for your thoughts, and keep up the good work!
  Phil

• Question 5

  Dear Pete and Roger, and Nick…

  As a prolific personal finance podcast listener, I was surprised to only discover your podcast in December 2025. Since then I’ve been binge-listening to your listener Q&A series and have just finished the very last one, so I’m now fully up to speed and I absolutely love the series — keep up the awesome work.

  I do have a few questions, but as you don’t like super long questions, I’ll spread my three very different questions across different weeks.

  My first one is this: as I listened through the episodes, I was surprised by the number of questions coming from men, because I had always assumed that women tend to manage the money in most relationships.

  I know you said 85% of your YouTube audience is men. I’m wondering, just out of interest from your lived experience at Jacksons: in this self-selecting group of people who are interested in money management, what roles do men typically play in managing finances, and what roles do women tend to play?

  In my own household, I manage 100% of the finances — everything from utilities, contracts and payments to the investment portfolio. Basically anything to do with money my husband hates, so I end up doing it. Fortunately I love it, so it works pretty well for us.

  And just to sign off, as an indication of what a presence you’ve established in our household: a week ago I scratched my cornea and the doctor told me I needed to rest my eyes. My husband caught me scrolling on my phone and said, “Heather, the doctor said you need to rest your eyes. Put on your two stepdads and stop looking at your phone!”

  I didn’t need to ask who my two stepdads were. I duly put on an episode of Meaningful Money and rested my eyes. As an African woman, the wisdom of additional parents is always welcome.

  From that moment on, you have been known as “the two stepdads” in our house.
  Heather KW

• Question 6

  Hi Pete and Roger,

  Firstly, I love the show – it has been transformative for me and my family!

  I’m looking ahead to retiring in a few years and have a drawdown question for you. I anticipate that I will have a £600,000 pension pot and want to check whether my understanding of the withdrawal strategy is correct.

  Here’s what I’m hoping to do:

  Take £30,000 of taxable income in each of the first two years before the state pension kicks in.
  In year 1, I also want to spend £100,000 to buy a lifetime annuity.
  Critically, I want to preserve all of my tax free cash at this point – so the £30k income would be taxable (and I assume that the annuity purchase is not-taxable as the income from it is).
  Then, at the start of Year 2, I want to take the 25% tax-free cash (say £150,000) in one go and use it to move house.
  After that, I would draw £20,000 a year of taxable income from the remaining pot forever (not relevant to the question, but I thought it would make the question make more sense).
  My understanding is that this can be done by partially crystallising only the amounts needed in Year 1 and leaving the rest of the pot uncrystallised so that the full 25% tax‑free cash is available for use in year 2. I also understand that this is not UFPLS – just regular crystallisation.

  A bonus question if you have time – I assume that the income drawn in year 1 will generate 25% tax free cash – can I just leave this in my drawdown account to be used in year 2 (to contribute towards the full tax free amount) or I have to take it out?

  Could you confirm whether my understanding here is correct, and whether most pension providers (for example Standard Life or Vanguard) allow this kind of phased crystallisation and delayed tax‑free cash? Sorry, I find crystallisation very confusing!

  Thanks very much – absolute legends the both of you (and the teams behind you)!

  James (your number 1 fanboy).

Send Us Your Listener Question

We’re going to spin out the listener questions into a separate Q&A show which we’ll drop into the feed every 2-3 weeks or so. These will be in addition to the main feed, most likely, but they’re easier for us to produce because they require less writing! Send your questions to hello@meaningfulmoney.tv Subject line: Podcast Question

---

The post Listener Questions – Episode 57 appeared first on Meaningful Money – Making sense of Money with Pete Matthew | Financial FAQ.

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Listener Questions – Episode 56

Questions Asked

• Question 1
  Hello Pete & Rog,
  Your content and chemistry are a unique combo that's helped me focus and engage in my own future properly at last. Thank you!

  It occurred to me being well insured isn’t necessarily enough…..planning mechanics is key too.

  I'm Interested in your views on planning for the tax shock if one spouse dies pre-retirement and all income is consolidated into a single taxpayer (surviving spouse).

  Scenario:
  Couple both in 40/50s earning ~£75k each with two dependent kids (15 and 11)
  One spouse dies (let's assume today)
  Immediate loss: £75k income, one personal allowance, one BRT band, future SP
  Survivor receives ~£40k DB spouse/children’s income initially falling to £15.5K when kids out of education
  Total initial income of survivor £115k

  Life cover + enforced cash lump sum from DC (no survivor pension option) all in trust pays off mortgage + ~£500K capital but all now in tax land

  So despite being “well insured”, the survivor is pushed into a much less efficient tax position.

  Beyond salary sacrifice AVC to stay <£100k (no brainer), what are your thoughts on options to deploy the extra capital in a tax-efficiently manner to predominantly support the family spend rather than lining HMRCs pockets due to my death. The income of the spouse is already pushed ‘falsely’ high with DB survivor pensions Would an investment bond look attractive in this situation? e.g. £400K of capital to buy an investment bond. Can you explain how this works and its pros/cons in this situation? I know these are tax deferral tools but seems to me deferring tax when income is £100K+ to a time when in retirement spouse will pay a lower rate of tax could be a good move. Thanks, Duncan

• Question 2
  Hi Pete and Rog,
  Huge fan of the show — everything I'm doing is thanks to you guys (and Damien)!

  I’m 35, and have managed to get myself into a decent position. I’ve built up a six-month emergency fund, and also have a SIPP, S&S ISA, S&S LISA, as well as my workplace pension (RAS scheme, minimum 5% / 3% as no option to salary sacrifice or increase employer match) I claim back the additional 20% tax relief, which then funds my LISA for flexibility.

  In total my long terms savings sit at around £65k currently. I'm married and a home owner (25% equity), no children. I have a military DB pension worth £6,800pa at SPA (index linked and don't want to take this early), I expect to receive the full State Pension when I retire. My wife is ahead of me regarding DC pensions, though she doesn’t have a DB pension.

  Here’s my hypothetical scenario: say I aim to retire at 60 and want to use my SIPP and ISA's to cover me until SPA at 68. Ignoring growth, inflation, any changes to SPA, and assuming current tax bands for simplicity, if I crystallise £134,080 of my DC pot:

  I would get a tax-free lump sum of £33,520
  £100,560 would go into a drawdown account
  I could then withdraw £12,570 per year tax-free using my personal allowance to run this down to zero
  The remainder of the SIPP would stay uncrystallised for future PCLS or UFPLS withdrawals
  Question: Theoretically, does it make sense to crystallise a portion of my SIPP for a small tax free lump sum and then withdraw £12,570 per year without paying tax on the crystalised taxable portion until my State Pension starts? or would UFPLS withdrawals make more sense from the start or am I overcomplicating things?

  I know it's a long way off, so my main focus is building the pots and enjoying life.
  Thanks for all the fantastic work you do, Owen

• Question 3
  With Friday-night beers at stake, my insufferable know-all brother and I are looking to settle a DB pension ‘argument’ by seeking a definitive answer from the most trusted of sources — Pete and Rog.

  He [my bro] argues that employee contributions into a DB pension scheme are entirely irrelevant.

  Although I accept that those contributions aren’t used for the ‘AA test’ — it’s the PIA that matters — I believe that the value of the employee contributions are important, because they form part of the ‘100% of relevant U.K. earnings test’.

  Therefore, if he’s looking at contributing into a SIPP, in addition to his DB scheme, those employee contributions would be very relevant, would they not?

  Much obliged … even if I’m wrong, James

• Question 4

  Hi Roger & Pete,

  I have been bingeing your Q&A podcasts as well as following Pete's YouTube videos and can't thank you enough. I had IFAs up until last year and always felt that I didn't really get much from them for the fees they charged, your wealth of information has only sought to reinforce that I made the right decision to go it alone and move funds to a flat-fee platform without advisor overheads.

  Some background, I am just 61, work in a job I enjoy with no plans to retire although I will reduce my hours over the coming years. Post-pandemic I have realigned my attitude to money and become more free and easy with spending having reached the point where I really don't expect to run out.

  I have Fixed Protection 2016 of £1,250,000 vs the original LTA, this allows me an extra £44k tax free cash saving about £9k in tax. I believe making further contributions invalidates the protection and so I haven't paid into a pension since I left the bank in 2011, is this still correct now LTA is a defunct concept or could I resume some contributions (may allow some finesse of my Q2)? Originally I believe that any withdrawals above the FP figure would be taxed at 55% (as per former LTA rules) , is this still the case or is it now just at marginal rate?

  My original drawdown strategy was to exhaust my TFLS allowance and then draw within the BRT thinking this would maximise my tax efficiency. However with the advent of IHT and some of your Q&As I have started to wonder whether I should be drawing my ‘available' BRT balance via UFPLS in order to build up a fund (in S&S ISAs with investment profiles mirroring the drawn SIPP) in lieu of significant future spending (& gifting) instead of withdraw at the time and partially incurring HRT (or even more punitive IHT as my daughter and partner are HRTs). I am modelling this via spreadsheet but not yet formed a firm conclusion.

  My question is does incurring Basic Rate Tax early to reduce future Higher Rate Tax through gifting make sense or might I be better just taking out a Whole of Life in trust for an estimate of the possible IHT and not make my drawdown overly complex?

  I've been looking a little into the life assurance angle for potential IHT and spoke to a life assurance company they're default position is that any policy should be joint life, second death, this seemed like a ‘scripted' response to me.  I envisage £200,000 will be ample. I feel that just insuring myself would be more cost efficient and would work perfectly well even if I pass away first, the resultant funds simply being available early and then capable of growth to cover the eventual IHT (if any). 
  Part of this thinking is that I am 61, in excellent health with no adverse family history and longevity of my parents and grand-parents.  Without going into detail my wife is 63, has had recent serious health issues and her family history does carry risk factors.  Am I missing something obvious as I can't see any logic as to why delaying the payment of funds for a future IHT bill should be a bad thing.

  Many thanks, Daryl

• Question 5

  Hi Roger and Pete,

  I've recently discovered your Q&A podcasts and I'm currently enjoying going through your past episodes!

  I have a question that is probably quite a simple one, but which I'm having trouble finding a straightforward answer on the usual Google route.

  My wife passed away a couple of years ago, and it was only then that I discovered the APS whereby an additional ISA allowance can be passed on to the surviving spouse up to the value of any ISA held by the deceased at the time of their death.

  My wife had only recently started saving into an ISA, and so the value of her holdings was only around £25000.

  Just for simplicity at a very difficult time, I used the APS by staying within the same building society (Skipton) and opening what they call a Legacy ISA for that amount.

  A couple of years later, and the rate on that ISA is now pretty rubbish at 2.4%.

  My question is, is this account now just a ‘normal' cash ISA in my name? And can I just transfer it into a more favourable account with a different provider?

  Thanks both! Keep up the good work!
  Gary

• Question 6

  Hi Pete and Rodger

  Just want to start by saying that you guys are great and thanks for all you do, helping us with our financial questions we bring to you. Also a separate shout out to you Pete and your daughter, for launching “the bank of dad” podcast – very timely as I want to help my 19 year old daughter understand finance more, but in a simple way, and you both deliver!

  My question is regarding inheritance tax.

  I understand that inheritance tax is due if the IHT threshold is exceeded. And I've learnt that roughly 4% of the UK population pays IHT. However, what I'm not clear on is, if an estate is well below the IHT threshold, eg: £1million for a couple, can unlimited gifts of any amount be given knowing that the estate will never exceed the IHT threshold, thus no IHT will need to be paid?

  As an example, my parent's have started to gift generously – gradually depleting their wealth whilst still alive. They use their annual £3,000 gift allowance as well as gifting from surplus income (pensions) but their estate is nowhere near the £1million IHT threshold. Along with further gifts can be made – we are aware of the 7 year timeline rule. But again if their estate is nowhere near the IHT threshold, is this a concern? As an example, can my parents gift myself and my sister large sums, randomly over the forthcoming years, without needing to worry about the IHT 7 year timeline rule and us paying any IHT? Apologies if I've waffled on, I hope my question makes sense.

  Keep up the great work!
  Steve

Send Us Your Listener Question

We’re going to spin out the listener questions into a separate Q&A show which we’ll drop into the feed every 2-3 weeks or so. These will be in addition to the main feed, most likely, but they’re easier for us to produce because they require less writing! Send your questions to hello@meaningfulmoney.tv Subject line: Podcast Question

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The post Listener Questions – Episode 56 appeared first on Meaningful Money – Making sense of Money with Pete Matthew | Financial FAQ.

* This article was originally published here

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