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The case for 100% global equities is genuinely strong.
Over long periods, equities have generally delivered better returns than bonds or cash. Adding bonds to a portfolio reduces your expected return. If you’re investing – as you should be – over a decades-long timescale, then that outperformance does all the work. So buy the whole world in one global equity fund, keep the costs down, and hold it.
J.L. Collins made this argument beautifully in The Simple Path to Wealth, and large parts of the FIRE community have taken it as gospel. And I don't think it's wrong – the maths definitely stacks up.
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Budget 2026 is in, and Pete Matthew gives his first reaction to what it means for your money. It was recorded on Budget day itself. It's a quick, honest take from a Chartered Financial Planner on the announcements that matter most for UK households, investors, savers and anyone planning for their retirement.
The post Every Little Helps? Budget 2026 Response appeared first on Meaningful Money – Making sense of Money with Pete Matthew | Financial FAQ.